Ian Filippini: Looking Forward To Retire Overseas? – Here Are Some Place You Cannot Miss!

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini

Looking Forward To Retire Overseas? – Here Are Some Place You Cannot Miss!

Choosing where you wish to spend your retirement years is one exciting choice to make! However, hundreds of considerations come along, like cost of living, the budget and if you are actually getting the perfect value for your money! An ideal retirement is living in a place where you can have a rich life, filled with the company of your loved ones and it should be a place where you always wanted to be or something close to that!

Ian Filippini from Filippini Financial Group in Santa Barbara is among the top financial advisors and he can guide you the best towards making a sound retirement decision. Although you can go here somewhere in the United States, but where’s the fun in that, right? If you are looking forward to spending a fun and adventurous life in a heavenly place, you will most certainly choose one out of these:


Although the costs of living in Rome, Venice or Florence MIGHT go beyond most retirement budgets, but that doesn’t necessarily mean you should consider taking Italy off your retirement list. If this is the country where you always wanted to be, something or the other can always be figured out. For an affordable option, you can check out Abruzzo, a heavenly place to start off with exploring the coasts and the mountains.


A country with the world’s most beautiful and most loved filed capital is something most people can’t afford to miss! France boasts some of the world’s best wines, parks, malls, clubs, museums, and tones of architecture that will have you drooling! Even if you have a small retirement budget, chances are you will be able to find something in France. The best options are to go to the Southwest, where small towns give you the perfectly affordable lifestyle.


Known for its mesmerizing coastlines and beaches, Spain is the perfect place to retire! With places like Costa del Sol and Barcelona, a city on the ocean, you can be sure to have a serene cosmopolitan life near the ocean. Moreover, the best part is that you can find an affordable home here that doesn’t go out of your retirement plan!


If you and your spouse love to be in between unspoiled nature and rich history then you will definitely love Croatia! The Istrian Peninsula here offers some of the most appealing and delightful views here while the coastlines are all lined up with amazing beaches. The architecture here is largely made of red clay and white stone, the land is green and rich in agriculture, certainly one of the most desired retirement destinations.


Looking for a cheap but sophisticated lifestyle? Thailand is the place to be! Thailand is also one of the few countries in the region that offer flexible options for retirees. Over 15% foreigners make up the entire population of retirees here and with options like 13 golf courses, rich culture, amazing cuisine and a high quality of life, the number of foreign retirees is expected to increase in the coming years.


After Thailand, Malaysia is the next easiest country to retire to. The capital here, Kuala Lumpur is among the most successful and most developed cities in the world, with architectural wonders like Petronas Towers, two of the tallest skyscrapers in the world. There are a large number of malls and each sight boasts technology and great infrastructure. However, if you are more of a nature lover, there is still something for you in Malaysia, like the village of Kampung Baru, which has a complete rural touch to it.

Unlike some places in Asia, foreign retirees are more than welcomed in Malaysia and the government offers certain visa benefits, which allows retirees to spend the rest of their time conveniently. Ian Filippini from Filippini Financial Group in Santa Barbara explains that all you need to go to Kuala Lumpur is good English and a tourist’s visa, which can be easily extended for a long stay there.

Ian Filippini says that the top considerations while looking for a place to retire should be the quality of life, the budget and the amenities present in the destination. If you are more of an outgoing, adventurous person, then places like Italy and France will surely be perfect for you. On the other hand, if you like to be surrounded by nature and greenery then the best places would be some places like Croatia or Thailand! Think well and plan ahead!

For the best retirement plans, be sure to consult Ian Filippini from Filippini Financial Group in Santa Barbara!



Ian Filippini: What Do You Know About Estate and Estate Taxes? Some Frequently Asked Questions!

Ian Filippini Santa Barbara

Ian Filippini Ian Filippini Santa Barbara

Ian Filippini

What Do You Know About Estate and Estate Taxes? Some Frequently Asked Questions!

Estate planning and estate protection planning are two terms which are gradually becoming common here in Santa Barbara, says Ian Filippini from Filippini Financial Group in Santa Barbra. A large number of people are progressively starting to realize the importance of estate planning and exactly why they need it.

Those of you, who have been investing in creating a solid residential or commercial real estate portfolio, must realize that estate planning has a number of benefits that you can get. Here are some questions about estate planning, which you might have been thinking about, and the answers from the wealth management professional, Ian Filippini.

What Exactly Are The Things Included In Estate?

Ian Filippini explains that your total estate is the total accounting of everything you own or have interests in, at the day of your death. However, the value of these assets is calculated according to the fair market value, no what you had paid for them. You total estate could include real estate, securities, trusts, and other assets.

If I Own A ½ Interest In A Business With My Sister, What Part Of It Would Be Included In My Total Estate?

Depending on a number of factors like, how you acquired your estate, how it is supposed to be treated under the state law, most probably, you would only be able to include half of the business’s value in your total assets. However, a large number of legal factors are effective here, so you might want to consult a professional like Ian Filippini from Filippini Financial Group in Santa Barbra.

What Is Not Included In My Total Estate?

Usually, your total estate doesn’t not include any assets or properties, which are solely owned by your spouse or any other individual. Lifetime gifts that are complete and life estates given to you by others, over which you have no power after your death, are also not included in your total estate.

Are There Any Loopholes To Cut Down Estate Taxes?

Not exactly loopholes, but there are legal ways to cut down the estate tax, says Ian Filippini. Some of those ways are:

  • One of the most common type of deduction people look forward to, is marital deduction. In the case where you pass away, leaving your assets to your spouse, the property must pass outright.
  • If you leave your property to a charity foundation, it is deductible from your total estate.
  • Mortgages also allow you to decrease taxes.
  •  Any losses during estate administration can also help.

What Should Consider When Hiring Help For My Estate Planning?

Filippini Financial Group, located in Santa Barbra says, there are a number of considerations you need to make, and just hiring a lawyer might not work out every time. Ian Filippini urges you to make the following consideration when hiring help:

  • The size of your estate (monetarily and physically)
  • How multifaceted can handling your estate get?
  • How are your previous financial records?
  • How many beneficiaries are there? Do you know that they will cooperate with each other?
  • Do you need estate-planning help?

With all these considerations in mind, it is a good idea to look around among different legal advisors, lawyers and professionals before finally deciding to choose one. Preferably, go for a firm, which has years of dedicated experience, a firm like Filippini Financial Group!

Do I Need To Be In Constant Contact With The IRS?

No, not at all. As soon as you choose an estate planning professional, you wont be needing to handle all taxation or IRS issues yourself, but of course, you need to be there if an IRS representatives asks you to be there.

What If Have All My Tax Filing Documents Ready, But Fail To Submit Them By The Due Date?

In such a case, usually your estate-planning professional or representative is supposed to file for an extension for the deadline. This extension can be extended up to 6 months. However, the legit amount of tax still needs to be paid, and interest is accrued on any amount that remains after the due date.

These are some of the most general questions you might have, and the answers to them. However, according to Ian Filippini from Filippini Financial Group, there is usually more to estate planning than we normally think. He says that if you have a diverse portfolio of real estate investments in Santa Barbara, it would be a good idea to have professional help by your side, so that you make decisions that favor you and your loved ones in the future!






Ian Filippini: Santa Barbara on a Budget

Ian Filippini

Ian Filippini

Ian Filippini

Santa Barbara on a Budget

If you think that visiting Santa Barbara on a budget is out of the question, Ian Filippini Santa Barbara, Filippini Wealth management Inc. president, is here to tell you differently. The beautiful costal city is home to only about 90,000 residents, but there’s an enormous number of visitors who flock to the city each summer to enjoy the beaches, festivals and other activities enjoyed in SB. Ian Filippini Santa Barbara is here to change the minds of those thinking you cannot affordably visit the city. Continue reading to learn his advice for your budget-friendly trip.

Nowhere Else on Earth

Santa Barbara is certainly an affluent town. There are millionaires on every block, and celebrities like Oprah Winfrey either live in the city or own a guest or vacation home in the area. There’s certainly many exquisite attractions, whether you want to enjoy PGA class golf or five-course meals at some of the most superb restaurants in Southern Cal. But, there are also tons of cheaper, more affordable options for those who haven’t this large  bank account or financial status in life.

When will you Travel?

The best way to save money when traveling, according to Ian Filippini Santa Barbara and all other budget-conscience travelers, is to travel during off-season. The warmest time of the year in the city is the fall and summer, and these two seasons are known as peak season. Traveling during peak season is fairly expensive, and bargains won’t be quite so easy to spot. Traveling during the winter or spring months is a far more viable option if you are looking for the best deals.

Your SB Stay

There are enamoring hotels in Santa Barbara, but there are also an assortment of cheaper hotel and motel options as well. To find these deals, a search of the internet is in order. While considering the cost of the hotel, make sure that you also look at other extras that might be thrown in for free (which saves a ton of cash) such as free breakfast, free shuttle and free parking. Some of the more affordable lodging options in the city include:

  • The Sandman Inn –Located in the downtown State Street area of town.
  • Hotel Goleta –Hotel located close to the airport
  • Oasis Inn & Suites –Oasis is also located on State Street
  • Peterson Village Inn –Located in Solvang
  • AAE SB Hostel –Room rates per night can be as low as $25
  • Hotel Quality Inn – Located on De La Vina Street

Getting around the City

Taxi cabs are available for transportation in the city, but this can become pretty expensive, especially if you plan on seeing a lot of what the city has to offer. A more affordable option is to rent a car. Not only can you enjoy your time as you desire when you rent a vehicle, you will also spend much less than what would be spent on a taxi.

Even better, walking around the city on foot is an option. There’s no cost to walk on foot, and there are far more discoveries to be made when you are on foot, things that you might not see in a vehicle.

Free Stuff to Do

There are many expensive attractions in the city, but you will also find a plethora of freebies offered as well. Alameda Park, most of the beaches, and tons of museums offer free admission, so be sure the things are included on the agenda.

With the information provided here by Ian Filippini Santa Barbara and Filippini Wealth management Inc., you can visit the city even when money is an object of your concern.


Ian Filippini: Renting a Car in Santa Barbara

Ian Filippini

Ian Filippini

Ian Filippini

Renting a Car in Santa Barbara

Filippini Wealth Management Inc. is one of Santa Barbara’s most prominent names in financial services. Operated by Ian Filippini Santa Barbara, this agency has experts ready to guide you through all of your financial needs small and large. In an effort to assist you in better money management, Ian Filippini Santa Barbara offers to you a list of the top car rental agencies in the city, as well as tips for saving money on your booking.

Avis Rent A Car

Avis Rent A Car is located on Montecito Street. They are open 7 days per week for your convenience, offering a wide range of vehicles to accommodate your needs. Specials for weekly rentals are available, and online booking is also offered.

Enterprise Rent A Car

Enterprise is another well-known car rental company with a SB location to serve your needs. The center is located on Chapala Street. They have compact cars, trucks, luxury automobiles and more.

Budget Rent A Car

Budget is located on East Haley Street. Their rates are usually lower on car rentals than other agencies,  but some people note the selection of vehicles is not as large as what is found with other companies.

Hertz Corporation

Hertz has several locations in the city, including one on State Street and another on S La Cumbre. Hertz provides fast, friendly service with a wide selection of vehicles to pick from, as well as nice prices to go along with it all.


Booking Tips

Ian Filippini Santa Barbara and Filippini Wealth management Inc. offer the follow tips for booking your car rental:

  • If you need a vehicle for three or more days, check out weekly rental costs. Chances are it will cost you about the same, and depending upon the day of the week that you book, might even cost less than rental for the three days.
  • Consider whether or not you really need the extra insurance offered by the rental agency. In most circumstances your car insurance will cover the rental, so this is an unnecessary expense.
  • If possible, avoid renting a vehicle on the weekends, when the rates are substantially more than weekday rental costs.
  • Buy your own gas rather than rely on prepaid fuel. You are likely  to spend twice as much filling the tank if you opt for the prepaid fuel option than you would filling the tank yourself.
  • It is always cheaper to rent a vehicle at a non-airport location. Although you might find it convenient to pick up at the airport, expect to spend more for this luxury.
  • Average car rental rates in SB for an economy car are $32.44 per day, while typical rates for a luxury vehicle are $82.88 per day. An SUV averages a $64.04 per day rental rate, and a compact car rents for an average of $34.22 each day.

Benefits of a Rental Car

Benefits of a rental car are numerous. With the vehicle you are sure to be able to get out and enjoy the city to the fullest. It is a far more practical method of getting around than any other transportation option, and when done correctly, it is also one of the most affordable. There are a ton of other exciting benefits that come along with the rental of a car for personal use, including the ability to be with the people that you know and trust and the chance to enjoy activities for as long as you would like without being rushed to stay with the group.  Take advantage of these benefits and use one of the awesome car rental companies in the area that are eager to serve your needs.



Cheap Santa Barbara Hotels

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

Cheap Santa Barbara Hotels

Find out more about author Ian Filippini on

If you need a hotel in Santa Barbara but don’t want to spend a lot of money for it, don’t think that the options are bleak. There are a number of nice hotels in the city that can help you get affordable accommodates for a couple of days or a couple of weeks. Although staying on the beach or in a five-star resort might be out of the question, you’re not out of options. If you ask Ian Filippini his opinion, opting for one of these hotels and keeping more money in your pocket makes more sense.

The Sandman Inn

Located on State Street in the heart of downtown, this hotel combines budget-friendliness with quality amenities to entertain each guest, resulting in a great place to stay while you’re in town. This hotel has been rated ‘Best Budget Hotel’ by the Los Angeles Times in 2011 and again in 2012 from ‘Trip Advisor.’ Spacious, clean rooms contain flat-panel, cable equipped TVs, two pools, hot tub and a daily morning breakfast for all guests. Room price varies by season, but no matter the month, the deal you get will be incredible, and you will enjoy your stay.

Presidio Inn

Ian Filippini will tell you that the Presidio Inn is a good choice when you’re looking for a nice hotel at a rate that won’t put you in debt. And trust us, Ian and his company, Filippini Wealth Management Group Inc., are very concerned with your financial status in their line of work. The Presidio Inn offers large and spacious rooms that make you feel right at home. Free parking is available, and a free complimentary breakfast each day ensures that you start off with the most important meal of the day.

Hadsten House

Hadsten House is located on the Santa Ynez Valley. It is away from the hustle and bustle of the city, yet close enough to be moments away from all that has brought you to the city in the first place, including restaurants, museums, and the beaches! The Hadsten House is one of the most affordable places to stay in the city, but it doesn’t fail to provide the comfortable accommodations that you need for a great night or two away from home. Each room includes a fireplace, and there is a great indoor pool so you can always make a splash. A free breakfast is available each morning, and free Wi-Fi ensures that you stay connected to the world. This is a hotel that you will want to use time and time again.

Avania Inn

The Avania Inn is located within proximity to the beach, so if this is your plans for your time in the city, this is a hotel that might be right for your needs. There is an on-site spa to keep you rested and relaxed, and Wi-Fi in each room available at no cost. Each morning there is a complimentary breakfast, and rooms include a refrigerator, flat-panel TV and premium cable TV services.  Staying at the Avania ensures that you do not have to stay in a hotel that doesn’t meet your expectations.

Motel 6

There are plenty of chain hotels found throughout Santa Barbara, such as the Motel 6 located on State Street. This hotel offers all of the things that you’ve come to expect from the brand, including a free daily continental breakfast, clean rooms, daily housekeeping, and of course, affordable pricing. Motel 6 is in the heart of the city and has Wi-Fi available (for a fee) and cable TV in each room.   Friendly and attentive staff members also help make your visit one that you will always remember.

Secret Garden Inn

Secret Garden Inn is another State Street hotel worthy of your time and attention. This hotel is affordably priced, but also features the amenities that you really want in your stay, including spa services, complimentary breakfast, complimentary in-room Wi-Fi, complimentary parking and more. Secret Garden Inn has several different types of rooms available, and as an added bonus, pets are welcomed!

If you are in search of an affordable hotel, be sure to take the advice of Ian Filippini and Filippini Wealth Management Group Inc. and check out these awesome hotels! These hotels will never disappoint the budget-conscience traveler, and they’re sure to provide all that you need for a great stay in the beautiful city. Whether in town for business or pleasure, or resident who wants a break from the norm, these hotels give you that chance without breaking your budget.

30 Great Places to Visit & Things to do Ian Filippini Santa Barbara

Ian Filippini

Ian Filippini

30 Great Places to Visit & Things to do Ian Filippini Santa Barbara

Find out more about author Ian Filippini on

Ian Filippini Westlake Village California knows with a trip to Santa Barbara, California, in your future, planning now for the fun adventures you’ll enjoy while there will entice and excite you even more. The city isn’t shy, and there’s plenty of things to see and do throughout the area. Here is 30 great places to visit and things to do.

1.   Visit the Santa Barbara Zoo for a great day of animal fun. Visitors have numerous exhibits to enjoy, and a vast selection of animals for their viewing pleasure.

2.   Visit Rattlesnake Canyon Trail for hiking, biking and outdoor adventure for all ages.

3.   Take a trip to Granada Theatre to catch a live theatrical performance and enjoy your night in this Ian Filippini Santa Barbara landmark!

4.   Everyone is surprised at the enjoyment found at the County Courthouse. This historic landmark has lush botanical gardens and landscaping to melt all of your worries away.

5.   Head out to the Santa Barbara Waterfront anytime, day or the night, for serene escapes from the world.

6.   No trip to the city is complete without a visit to the Santa Barbara Mission. Here you’ll find a plethora of history lessons and artifacts to educate you while entertaining you.

7.   Get to know Ian Filippini Westlake Village California at Filippini Wealth Management Group Inc. His experience in financial planning will help you keep your visit in Santa Barbara within budget.

8.   Visit the Museum of Natural History. There is absolutely something for everyone at this museum.

9.   Go to Channel Islands. These four islands are right off of the coastline and make for an exciting adventure!

10.   Eat a steak at the Brewhouse. It is one of the fine steakhouses in the city, well worth the splurge!

11.   The Museum of Art would make for a wonderful trip before your visit to the steakhouse! Lots of art on display here and exploration.

12.   If you’re not on State Street, you’re not really in Santa Barbara! Filippini Wealth Management Group Inc. knows there’s a little bit of everything on State Street all of which the visitor will appreciate. This includes shopping, attractions and more.

13.   Another of the excellent museums in the city, a visit to the Maritime Museum is one that you will love if you enjoy nautical histories.

14.   For more art enjoyment, visit Gallery 113 for a variety of modern art.

15.   EOS Lounge is the place to be when you want to take in the night life of Santa Barbara. With fresh drinks and DJ’s spinning into the early hours of the morning.

16.   For a variety of nightlife fun, make your way to Indochine. A smaller nightclub with plenty of intimacy and good times waiting to be had.

17.   Watch a movie at Arlington Theater. It has an outdoorsy feeling with the falsetto balconies and great movies, bands, ballets and more!

18.   Take the children to Rockin’ Kids. This indoor playhouse has something for boys and girls of all ages.

19.   Another great place for the kids is the Rock Place. Yes, this is the name, and rock climbing is the game. Children can enjoy rock climbing while mom sits back and gets a bit of rest and relaxation.

20.   Stay for a night or two at the Belmond El Encanto. This is one of the most amazing resorts in the city with a view of the riviera of Santa Barbara.

21.   Visit the Filippini Wealth Management Group Inc. for important information about your finances. This winning group of professionals understand your needs and offer many different services including retirement planning, estate planning, insurance and more. President, Ian Filippini Westlake Village California, along with the rest of the team, will assist you in your planning needs!

22.   Camp out at the Douglas Family Preserve! This is one of the most beautiful areas in the city, enabling you to enjoy nature at its best.

23.   Taste the wine created at Margerum, one of the best in the entire city!

24.   If you like gardens visit the Santa Barbara Botanical Gardens for picture-perfect scenery.

25.   Go shopping on State Street with a variety of shops for adults and children.

26.   While you’re out shopping make sure that you visit Paseo Nuevo Shopping Center where there are stores such as Macy’s, as well as theaters, restaurants and so much more.

27.   Eat at the Seagrass restaurant for delicious, fresh seafood cooked just the way that you like it.

28.   Have a scoop (or two) of ice cream at McConnell’s. This is one of the best places to feast upon ice cream in the city!

29.   Pet a shark at the Ty Warner Nature Center while is also enjoying an array of other aquatic life.

30.   Finally, make sure that you visit the Visitor’s Center. Here visitors have all of the information needed for a great trip in the palm of your hands, ensuring that your visit to the city is the best.

25 Free Santa Barbra Activities

Ian Filippini Santa Barbara

Ian Filippini Santa Barbara

25 Free Santa Barbra Activities

Find out more about author Ian Filippini on

Ian Filippini Westlake Village California has heard it is said that Santa Barbara, California is a city of great fortune, and it is certainly noticeable residents enjoy a higher quality of life than people in neighboring cities. But if you think that enjoying all that the city has to offer will come at a price tag to match this lavish lifestyle, think again. The city is filled with many free activities individuals of all ages can enjoy. That’s right. You can get out and about and enjoy great attractions and activities without going into the wallet! Ian Filippini Santa Barbara is a wealth management consultant and president of Filippini Wealth Management Group Inc. As an individual with a desire to help all residents of the city maintain as much money as possible, Mr. Filippini certainly recommends and appreciates each of these free activities. Let’s take a look.

Free Fun Ian Filippini Santa Barbara

Here are 25 free things that you can do in the city, courtesy of Ian Filippini Westlake Village California and the Filippini Wealth Management Group Inc.

  1. Visit the Farmer’s Market and sample a variety of fresh fruits and vegetables from around the state and around the world.
  2. If it is summer time it is time for movies in the park. Head down to Isla Vista to enjoy a free show for the family.
  3. Visit the Douglas Family Preserve and walk the grounds. You are bound to be intrigued by what you discover.
  4. Every Sunday, admission into the Museum of Art is free. You can enjoy all that the museum has to offer on a rainy day or any other!
  5. Plan a romantic picnic with your loved one and view the spectacular waters and landscaping at Nojoqui Falls .
  6. Make your way to Stearns Wharf. There are many great stores, restaurants and entertainment spots available to occupy your time, and great views of the ocean.
  7. Go to the beach! With miles and miles of beautiful sandy beaches, enjoying any of your favorite sun time activities is easy to do in Santa Barbara. The weather is near-perfect, making any day a great day to do the beach.
  8. State Street is the heart of downtown, and with your visit you can see what the city really has to offer, all at no cost.
  9. The Santa Barbara Courthouse is a top attraction in the area, and one that can be enjoyed at no cost. The landscape and architectural style is the highlight of this attraction.
  10. On Sunday and Thursday, the Railroad Museum offers free movies that are very interesting for all ages, not to mention fun and educational.
  11. Head toward East Beach and take photographs of the Rainbow Arch. It is an amazing site to see!
  12. Visit Fairview Gardens Farm and take your pick of the delicious homegrown organic foods available, and learn more about the process of gardening while there.
  13. Visit the University of California Santa Barbara. There’s an art museum inside, not to mention many other fun and free activities open to the public.
  14. If you’re up for a short drive, a visit to the Chanel Islands National Park is the perfect way to spend the day.
  15. If you like wine, a day trip to Solvang is in order. Many vineyards and wineries are available for samplings, and there is also a magnificent view to be enjoyed to and from the area.
  16. Take a trip to the Santa Barbara Mission. Another top attraction, this is one of the few missions in the state, and one still in use for services today.
  17. There’s lots to do at the Harbor, so make sure that you schedule it to the list of to-do activities.
  18. If you’re into skateboarding, there is a free park for you to enjoy called Skater’s Point. It’s lots of fun, and there’s ramps and other skating areas available.
  19. Head to Goleta and make your way to Stow House.
  20. See the ostriches at OstrichLand USA located near Solvang.
  21. Cabrillo Arts Pavilion offers a number of free activities. Check them out and discover artists from around the city at their best.
  22. Visit Lompoc to view the murals.
  23. Kidsworld, located in nearby Alameda, if a great place for free fun for the kids. Don’t miss it.
  24. Go hiking on one of the fabulous trails up the Santa Ynez Mountains.
  25. Camp at the mountains! El Capitan hosts one of the finest campgrounds and cabins in the area.

Make sure that you also stop by to thank Ian Filippini Santa Barbara for this list of fun and free activities, and get a little bit of financial advice from his team at the Filippini Wealth Management Group Inc. while you are there. Ian Filippini Westlake Village California knows you won’t be disappointed with what these professionals can do for your needs.